Discover flexible loan solutions designed to fit your unique needs!
Discover flexible loan solutions designed to fit your unique needs!
Debt consolidation: Combining multiple debts into a single loan with a lower interest rate to save money on interest payments and make it easier to manage debts.
Home renovation: Using a personal loan to fund home renovation projects can increase the value of your home and improve your living conditions.
Medical expenses: If you have unexpected medical expenses, such as emergency surgery or hospitalization, a personal loan can help cover the costs.
Emergency expenses: A personal loan can help cover unexpected expenses like medical emergencies or car repairs to avoid financial hardship.
Age should fall under the range of 21 years to 60 years
Net monthly income should be 15,000/- for salaried and self-employed, yearly transactions should be a minimum of 20 lakhs
Credit score must be above 650
Debt-to-income ratio
Employment stability
Maintained a good credit score
Clear repayment history
Must be a Resident Citizen of India
Identity Proof – Passport, Voter’s ID, Driving License, PAN Card, Aadhaar Card
Proof of Residence or Address Proof – Passport, Voter’s ID, Driving License, PAN Card, Aadhaar Card, Electricity Bill, Telephone Bill, Ration Card
Age Proof – Passport, Voter’s ID, Driving License, PAN Card, Aadhaar Card
Income Proof – 1 year Bank statement, 3 months Salary Slips
Employment Proof – Employment Certificate, Office address proof
GST or VAT Registration for Self-employed
Photograph – Passport-size photographs
Business proof – Business registration documents such as a partnership deed, Memorandum of Association (MOA), Articles of Association (AOA), etc.
Income tax returns – Documents of the past 2-3 years to verify income and tax payment history
Nidhi Finserv is committed to empowering individuals and businesses with smart financial solutions. From personal loans to investment guidance, we focus on building trust, transparency, and growth for our clients.